The thought process behind the decision to be childfree is different for every individual and is influenced by circumstances, education, geography, health status, and many other factors.

We learn a lot about a person by the way they respond when we are at our worst. The way my husband responds has brought me to a deeper and more beautiful understanding of vulnerability.

Many people make New Year's resolutions based on a tradition; however, what if you made a revelation instead and looked at things in a different way that leads to a permanent change in your financial situation?